Serving members in Washington State and Illinois, Health Alliance Insurance Group offers three different types of individual insurance:
Health Alliance also provides health insurance plans for federal employees and Medicare recipients, and like many health insurance providers, Health Alliance has a strong focus on preventative health and wellness benefits. It’s no secret that insurance companies far prefer to provide perks to members who take preventative steps rather than cover expensive treatments for what could be preventable health problems.
In keeping with the spirit of prevention, Health Alliance offers perks for health and wellness initiatives of members. These include things such as:
Notably absent from the stated initiatives of Health Alliance are substance abuse, mental health, and behavioral health. While substance abuse treatment is a covered service subject to deductibles, coinsurance, and copays, Health Alliance specifically does not advertise any extra efforts to combat or help treat addiction for their members. Therefore, it is incumbent upon members to gather and understand all information pertaining to addiction treatment on an individual basis.
Special and detailed attention should be given to the following:
Any help which can reduce your financial burden for addiction treatment is very important. Addiction treatment can be a life-saving process, and without an effective program and recovery plan, addiction will get worse and could lead to fatal results.
With the high price tag of addiction treatment, the assistance of a health care provider paying for 80 percent (or even 30 percent) of the cost can make a tremendous difference in your ability to afford a better program with therapies and an approach which may be more effective for you. Even if your Health Alliance plan is not the most comprehensive for substance abuse and addiction treatment, help now is better than doing nothing, and remember: deductibles and benefits reset each year.
The health insurance benefits you have should be used to their full capacity for addiction treatment. Unlike a voluntary procedure, treatment is a necessary and lifesaving process intended to help people suffering from addiction to change destructive habits of the past to make way for a sober and healthy future.
At AllTreatment.com, we understand how complicated it can be to know and clearly calculate the financial benefits of health insurance, and that’s why we’re here. We can verify your benefits and discuss the most efficient ways they can be used in addiction treatment. Understanding how confusing addiction treatment can be, we will help you understand it all, enabling you to make a decision that best suits you, your family, and your needs. Your Health Alliance insurance plan can help you find the short list of covered addiction treatment services, and we can help you make the most of what you have, for the best rehab experience to lay the groundwork for your sustained health and recovery.
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Check your insurance coverage to find out what will be covered for addiction treatment.
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